Business Loans
Fuel Your Business Growth with
Kwong On Bank's Business Loans
At Kwong On Bank, we are committed to helping businesses succeed. Our Business Loans are designed to provide the financial support you need to grow, expand, and achieve your business goals. Whether you're looking to purchase new equipment, expand your operations, or manage cash flow, our flexible loan options cater to businesses of all sizes.
- Loan Amounts: Access loans ranging from $5,000 to $500,000, tailored to meet the specific needs of your business.
- Flexible Terms: Choose repayment terms that suit your business cash flow, with options ranging from 12 to 84 months.
- Competitive Interest Rates: Benefit from fixed interest rates that ensure predictable monthly payments and help manage your budget.
- Quick Approval: Our streamlined application process ensures quick approval and fast access to funds, so you can seize business opportunities without delay.
- Secured and Unsecured Options: We offer both secured and unsecured loan options to provide flexibility based on your business's financial situation.
- Dedicated Relationship Managers: Receive personalized support from our experienced relationship managers who understand your business needs.
Benefits:
- Grow Your Business: Use the funds to invest in new equipment, expand your operations, hire additional staff, or pursue new market opportunities.
- Manage Cash Flow: Ensure smooth day-to-day operations by managing cash flow effectively with the help of our business loans.
- Improve Credit Profile: Timely repayments can help build your business credit profile, making it easier to access additional financing in the future.
- Flexible Repayment: Choose a repayment plan that aligns with your business revenue cycle, making it easier to manage loan repayments.
Eligibility Criteria:
- Business Age: Your business must be operational for at least one year.
- Revenue: Demonstrate consistent revenue and a positive cash flow to qualify for the loan.
- Credit History: A good credit score is preferred, but we offer options for businesses with varying credit profiles.
